Data Handling & Privacy
Overview
Credeity processes borrower-authorized accounting data solely for the purpose of generating independent third-party payment behavior analysis.
Data Usage
- Data is used only for the authorized evaluation
- No resale or secondary use of data
- No use for marketing or profiling
Access & Storage
- Data is accessed on a read-only basis
- Access is limited to authorized evaluation processes
- Data is retained only as necessary to complete the analysis
- Data is deleted after report generation unless required for authorized re-review
Security
- Data is processed using secure transmission and storage methods
- Access controls are enforced to limit exposure
- Data is encrypted in transit and at rest
- No patient health information (PHI) is collected or processed
Borrower Authorization
All analyses are performed only after borrower authorization is obtained.
Contact
For data handling or privacy questions, contact: info@credeity.com