Founder
Traditional credit data tells lenders whether a healthcare borrower has defaulted. It does not tell them how that borrower pays vendors, manages payroll timing, or handles obligations under financial pressure.
Credeity was founded after direct observation of a gap that affects well-run healthcare practices across the country: practices with strong payment histories, disciplined operations, and no derogatory marks, struggling to access credit because bureau data simply cannot surface how they actually behave as obligors. Credeity was built to fill that gap, with structured, borrower-authorized analysis drawn directly from accounting exports.
The founding insight was direct, not theoretical. Years of proximity to healthcare practice operations: how practices manage payroll, vendor relationships, and core obligations: made clear that bureau data was not built to capture this behavior. Credeity was built to surface operational payment behavior, using a methodology structured for regulated lender workflows.
Nneka Achufusi
Founder
Credentials
- CPACertified Public Accountant
- CISSPCertified Information Systems Security Professional
- CISACertified Information Systems Auditor
- MScInformation Security & AssuranceCarnegie Mellon University, Heinz College
Nneka brings over 20 years of experience across audit, financial risk, and information security, working with regulated financial institutions and enterprise organizations on controls assessments, compliance frameworks, and risk evaluation. Credeity applies the same analytical discipline: structured methodology, documented evidence, independent assessment: to healthcare credit underwriting.
Review and release control
Every report passes a documented pre-release control gate covering completeness, controlled vocabulary conformance, coverage conditioning, and manifest hash verification. Reviewer sign-off is recorded in the report's evidence manifest. Credeity is engaging an independent concurring reviewer.
Continuity
In a wind-down or change of control, lender files and retained findings remain retrievable for the contracted retention period. Lenders are notified in advance of any change in service status that could affect access to issued reports or evidence manifests. Continuity planning is designed so that documentation already in a credit file is not orphaned by a change in Credeity's operating status.
Company overview: About Credeity