ANNUAL REVIEWS

Annual reviews on current evidence, not stale files.

Funded credits still need current evidence. Origination files age; material claims in the file need to be tested again against current records.

What re-verification means

Credeity completes a new verification engagement on current borrower-authorized evidence and current authoritative-source checks. The officer reviews the current finding set on that evidence: verification outcomes, open variances, and stated sources and as-of dates. This is a new engagement on current inputs, not a side-by-side of the prior report against the new one.

Supplemental analytics

A refreshed Payment Discipline Index and payment-timing view provide subordinate context on observed behavior over the new review period.

What you receive

Re-verification timed to your review calendar for borrowers Credeity has analyzed before: an Evidence Report and, where ordered, an Analytics Supplement. Commercial terms are discussed directly for individual borrowers and portfolio batches.

Talk to us about your review cycle