Service Description
Credeity provides independent third-party payment behavior analysis reports to regulated lenders. Access to Credeity services is limited to approved institutional clients.
Permitted Use
Reports are delivered solely for the internal credit evaluation purposes specified at the time of engagement. Reports may not be redistributed, resold, or used for any purpose beyond the authorized evaluation.
No Lending Activity
Credeity does not originate loans, represent borrowers, or hold any lender or broker license. Credeity is not a consumer reporting agency as defined under the Fair Credit Reporting Act (FCRA).
Intellectual Property
All reports and analysis delivered by Credeity are proprietary to Credeity Inc. Institutional clients receive a limited, non-transferable license to use such materials solely for the internal credit evaluation purposes permitted under these terms; no other rights are granted.
Limitation of Liability
Credeity's liability for any claim arising out of or related to these terms or the services provided shall not exceed the fees paid for the specific analysis giving rise to the claim. Credeity is not liable for indirect, incidental, or consequential damages.
Disclaimer of Warranties
Reports are provided for informational purposes only. Credeity makes no warranties, express or implied, regarding the accuracy, completeness, or fitness of any report for a particular purpose. Reports do not constitute a credit decision or recommendation.
Indemnification
The institutional client agrees to indemnify and hold harmless Credeity Inc. from any claims, losses, or liabilities arising from the client's use of delivered reports beyond the permitted scope defined in these terms.
Confidentiality
Credeity treats all borrower data and lender engagement details as confidential. Data is not shared with third parties except as required to deliver the authorized analysis.
Governing Law
These terms are governed by the laws of the State of Delaware, without regard to conflict of law principles.
Contact
For service inquiries: info@credeity.com